One independent advisor Every major carrier The plan that fits you
People sitting together reviewing coverage options with an advisor

Three steps, and you're covered

No jargon quiz, no pressure. A short conversation is usually all it takes.

  1. 01

    Talk

    Tell Miriam about your household, your doctors, and your budget. Fifteen minutes by phone or in person.

  2. 02

    Compare

    She checks the savings you qualify for and lays out a short list of plans that actually fit, in plain language.

  3. 03

    Enroll

    Pick one and she handles the paperwork. You get a real person to call for the rest of the year.

Questions people ask first

Does using an advisor cost more?
No. Plan prices are set by the carriers and are the same whether you enroll on your own or with Miriam. She's paid by the insurance company, not by you, so there's no added cost for her help.
Can I get help outside Open Enrollment?
Often, yes. Life events like losing coverage, moving, marriage, or a new baby open a Special Enrollment Period. Medicare and many supplemental plans enroll year-round. Ask and she'll tell you what applies.
Will I qualify for savings?
Many people qualify for premium tax credits on Marketplace plans and don't realize it. Miriam checks your eligibility up front so you see the real, after-savings price before deciding.
Can we do this in Spanish?
Sí. Miriam attends clients in English and Spanish. Hablo español.

Not sure which coverage fits?

That's exactly what Miriam is for. Tell her a little about your situation and she'll point you the right way, with no pressure and no obligation.